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Our most popular loan options for vacation or second home buyers
Do I need a real estate agent? How do I find one?
At first, you may be able to convince yourself that you don’t need a real estate agent to buy a home. But when you find yourself sifting through papers you don’t understand, you may begin to reconsider. There are many reasons to hire a real estate agent when house hunting: access to the Multiple Listing Service (MLS) database, an experienced home price negotiator, legal protection, and someone who can fill out all the detailed paperwork for you.
Selling your home while simultaneously buying a new one can be a daunting task, but it CAN be done successfully! First, enlist the help of one of our preferred experienced real estate agent in your area to get started. You’ll need a professional who understands the dynamics of your unique needs and can handle both sales accurately and expeditiously.
What are closing costs?
Mortgage closing costs, also known as settlement costs, are fees charged for services that must be performed to process and close your loan application. Examples of mortgage closing costs include title fees, recording fees, appraisal fees, credit report fees, pest inspection fees, attorney’s fees, taxes and surveying fees. The closing cost of a loan will vary depending on your geographic location.
Lenders are required by law to provide you with two documents – the Loan Estimate and the Closing Disclosure – which outline your closing costs and help you avoid surprises at the closing table. For more information regarding the loan process through Standard Mortgage, call (305) 930-1007 to talk with a Home Loan Expert today.